How to fix your credit

If you are having a rough time dealing with a bad credit score and want to improve it? Then you came at the right place as we have all the information you need on how to fix your credit fast all on your own without even needing to go to a consultant to hire an agency to do that for you.

In order to learn on how to fix your credit all on your own let’s first look at the importance on why is it necessary to improve our credit score?

Importance of Fixing Your Credit

Financial history reflects how well you have managed your credit transactions. Usually Banks first look at your credit score, then think of providing you with any credit. If you have a bad credit, you will not gain bank’s trust and thus, will have a hard time in getting yourself loan. Improving a credit score will help you attain your credit worthiness and will help you get yourself credit. It will enable an increase in your credit limitations, lower your overall interest rate, lessen up your financial burden, reduce your need of paying financial deposits and improve your financial history that will be with you for the rest of your life.

Tips on Fixing your Credit

Below are a few tips to fix your credit by yourself;

Get a Look at your Credit Reports

It is very important for you to know your credit report as your financial history must be known to you. There are a few credit bureaus you can look up to such as “TransUnion, Equifax, and Experian” that provide a credit report once in a year for free. Otherwise, you can always look for “Credit Karma” to provide you with a credit report copy.

Increase your Credit Limit

An increase in your credit limit, will provide you better scores, causing your credit score point to improve. For example, you must pay $2000 on a credit card with a $4000 limit. Simply ask them nicely, to increase you credit limit and if it gets form $4000, to $6500, you will be able to improve your credit score. Companies love to improve credit limits as they like you to carry a high balance.

Open another Credit Card Account

Another great way is to open a credit card account, with out any balance on the newly provided credit card to you on your account. It will not only improve your credit score but will also raise your credit limit within a month, causing you better credit point.

Dispute Late-Payment Entries

It is uncommon for people not to make mistakes as they happen and you can’t do anything about it however, there are chances on fixing your mistake. If you have any left late payment on either closed accounts or current accounts, then its better to dispute them as quick as possible.

FAQ on Obtaining Turkish Citizenship Through a Property Investment

When you are trying to obtain Turkish citizenship through a property investment, you will come across numerous questions. Here are answers to some of the most common questions that you will come across.

What is the cost of applying for a residence permit?
The cost of getting Turkish residence permit varies depending on the applicant’s nationality and age. The health insurance cost must be included in application requirements, on the other hand, is decided by the applicant’s age.

What are the benefits of having a residence permit in addition to residing in Turkey?
The yearly renewal of the residence permit is made easier by having a specific residence permit for real estate owners. Foreigners with a residence permit obtained via property ownership and who have lived in Turkey for five years will be eligible to apply for Turkish citizenship via the general application. Applicants can apply for a long-term residence visa and get an unlimited residency permit in Turkey if their residence time in Turkey surpasses 8 years.

Is it necessary to remain in Turkey once a residence permit has been obtained?
In 2016, the time limit for spending time abroad for a short-term residency permit was lifted.

What are the steps in applying for a residency permit in Turkey?
To apply for a dwelling permit reserved for property owners, you must first get the title deed to the land. The application’s additional needed documentation should next be prepared. You can apply for a residency by e-application on, once your documents are ready.

After that, the administration will offer the applicant an appointment day and time, and the applicant will be invited to the appointment location with his papers. Before the appointment date, the residence permit application fee must be paid to the province Migration Management’s contracted tax offices or banks. If you need additional information, kindly contact

Do you need credit repair?

Who Needs a Credit Repair?

The question of who this was meant for continues to be a trivial one. Everyone needs credit repairs no matter how disciplined you’ve been with your loan repayments. Why so?

Did you know wrong entries can make their way into your report without your knowledge? Well, that’s the sad truth. Rogue lenders can wrongly mess up with your report. Once that happens, you will need a credit repair service to rebuild your score again. That may take a few months depending on the credit repair company you’re dealing with.

Clearly, everybody needs a credit repair in one way or the other. Credit repair professionals advice you seek credit consultations regularly to know the state of your credit report. That way, you will know when your report has been tampered with and can act accordingly to repair it.

When do you need credit repair?

This is another critical credit repair question that should be addressed. There are different reasons that may create the need to repair your credit report. Perhaps you’ve previously defaulted loans or made late repayments. Well, you can be sure the lender made a bad report on you. That means damage on your report and it will not autocorrect. The issue must be taken care of by a credit repair professional or company.

In this situation, you are sure you made a mistake and may cost your clean report. Do not hesitate to act. Work on the repair as soon as possible, which will help you when you want to get financing for a car or home

In most cases, there’ll be two instances when it comes to credit repair. In the first instance, you’ll be solving a problem you hugely contributed in forming whether intentionally or not. On the second case, you’ll be solving an issue you probably had no hand in. In both cases, you need to move fast to resolve the issue.

Read a lot of articles and content. Here are some blogspot articles that are related to credit repair and debt reduction, published in Blogspot, as a courtsy of Blue Water Credit


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